Insurance Coverage
Tang & Maravelis, P.C.’s coverage practice group performs comprehensive coverage reviews and analysis, and advises insurers and insurance groups on their coverage obligations. Our attorneys provide coverage opinions, and reservation of rights and declination of coverage letters. We also represent insurers in coverage disputes and mediations to assist in liability matters. Our insurance coverage practice group collaborates with claim professionals to address these coverage matters and our firm defends and prosecutes coverage litigation in the state and federal courts.
Our insurance coverage practice group regularly reviews, assesses and advises on the following coverages:
- Commercial general liability coverage
- Automobile liability coverage
- Public officials and directors & officers liability coverage
- Law enforcement coverage
- Municipal liability coverage
- School board liability coverage
- Cyber coverage
- Crime coverage
- Professional liability coverage
- Employment practices coverage
- Fiduciary liability coverage
- Building & property coverage
- Umbrella/Excess liability coverage
Building & Property Coverage
We provide advice with respect to various and often complex first-party property coverage issues, including such perils as hurricanes, fires, earthquakes, water damage, asbestos and mold. We are often retained by our clients to investigate and resolve property damage, business income, and extra expense claims. We assist in the retention of experts, the assessment of the claims, and the representation of the insurers at reference proceedings.
Umbrella/Excess Coverage
Tang & Maravelis, P.C.’s insurance coverage practice group also represent excess and umbrella insurers. Our practice group often serves as monitoring counsel to assess the risk posed by a particular claim or matter, and to help in the assessment of their exposures above the underlying coverage(s).
Bad Faith
Our lawyers advise and represent insurers that are litigating cases involving bad-faith allegations and other extra-contractual claims. We are often called upon by insurers to access exposures, and to advise them on risks posed by particular claims. We also assist in evaluating matters, and addressing and responding to claims of bad faith and/or unfair claims practices.